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That’s why we offer Afterpay and Latitude finance options.","Finance Options: Afterpay & Latitude at Forme™ AU.","flexible-ways-to-pay-afterpay-latitude-at-forme","Buyers Guide","c15b5bb6-018a-4eda-9619-0e529858cbf8","buyers-guide","/journal/flexible-ways-to-pay-afterpay-latitude-at-forme","Finance Options: Afterpay & Latitude | Forme™ AU","At Forme, we want Pilates reformers to be as accessible as possible. That’s why we offer Afterpay and Latitude finance options at checkout.",{"id":816,"name":817,"job_title":818,"image":819,"description":821,"description_plain":822,"linkedin":322},"3cb2830f-e47c-4a5e-ae30-9321f9a83b56","Steph Taylor","Reformer Pilates Instructor",{"url":820,"alt":322},"/assets/_forme/content/journal/editors/stephtaylor.png","\u003Ch5>\u003Csmall>Steph Taylor is one of our Forme Go\u003C/small>™ \u003Csmall>Reformer Pilates Instructors. She has been instructing Reformer Pilates classes for the past 6 years. One of the main things she loves about Reformer Pilates is that it is such a low impact form of exercise, so anyone can do it.\u003C/small>\u003Cbr>\u003Cbr>\u003Csmall>"It doesn't matter if you are a total beginner or have been doing Reformer Pilates for a long time, there is always something for everyone!"\u003C/small>\u003C/h5>","Steph Taylor is one of our Forme Go™ Reformer Pilates Instructors. She has been instructing Reformer Pilates classes for the past 6 years. One of the main things she loves about Reformer Pilates is that it is such a low impact form of exercise, so anyone can do it.\"It doesn't matter if you are a total beginner or have been doing Reformer Pilates for a long time, there is always something for everyone!\"",[824,826],{"type":41,"text":825},"\u003Cp>At Forme, we want premium Pilates reformers and red light therapy to be as accessible as possible — without needing to pay the full amount upfront. That’s why we offer two finance options at checkout: \u003Cstrong>Afterpay\u003C/strong> and \u003Cstrong>Latitude Interest Free payment plans\u003C/strong>. Depending on your purchase size and how long you’d like to spread repayments, you can choose the option that suits you best..\u003C/p>\u003Chr>\u003Ch3>Afterpay – Pay in 4, interest‑free\u003C/h3>\u003Cp>Afterpay is a buy now, pay later service that lets eligible customers split purchases into \u003Cstrong>4 equal payments over 6 weeks\u003C/strong>, with the first 25% due at the time of purchase and the remaining instalments automatically charged every 2 weeks. When you pay on time, you pay \u003Cstrong>no interest\u003C/strong> and no ongoing account fees to Afterpay.afterpay+2\u003C/p>\u003Cp>\u003C/p>\u003Cp>\u003Cstrong>How it works:\u003C/strong>\u003C/p>\u003Cul>\u003Cli>\u003Cp>Add your Forme reformer or red light device to cart and proceed to checkout.\u003C/p>\u003C/li>\u003Cli>\u003Cp>Select \u003Cstrong>Afterpay\u003C/strong> as your payment method.\u003C/p>\u003C/li>\u003Cli>\u003Cp>New customers create an Afterpay account and complete a quick eligibility check; returning customers simply log in.\u003C/p>\u003C/li>\u003Cli>\u003Cp>Afterpay pays Forme upfront, and you repay Afterpay in 4 fortnightly instalments via your linked debit or credit card.\u003C/p>\u003Cp>\u003C/p>\u003C/li>\u003C/ul>\u003Cp>\u003Cstrong>Good to know:\u003C/strong>\u003C/p>\u003Cul>\u003Cli>\u003Cp>Afterpay does \u003Cstrong>not approve 100% of orders\u003C/strong>; approval is based on factors like your repayment history and available funds.\u003C/p>\u003C/li>\u003Cli>\u003Cp>If you miss a payment, \u003Cstrong>late fees can apply\u003C/strong>, currently capped so they never exceed 25% of the order value or $68 per order (whichever is lower).\u003C/p>\u003C/li>\u003Cli>\u003Cp>You can view your payment schedule and make early repayments any time in the Afterpay app or online account.\u003C/p>\u003C/li>\u003C/ul>\u003Cp>For full details, including eligibility and late fees, please read the latest \u003Cstrong>Afterpay Terms & Conditions\u003C/strong> on their website before choosing this option.\u003C/p>\u003Cp>\u003C/p>\u003Chr>\u003Ch3>Latitude Interest Free – More time for bigger purchases\u003C/h3>\u003Cp>Latitude Interest Free payment plans may be suitable for \u003Cstrong>larger purchases\u003C/strong> when you want longer to pay them off. These offers are accessed using eligible Latitude credit cards (such as Latitude Gem Visa or Latitude GO Mastercard) and can provide \u003Cstrong>interest‑free terms typically ranging from 6 to 60 months at participating retailers\u003C/strong>.\u003C/p>\u003Cp>\u003C/p>\u003Cp>\u003Cstrong>How it works:\u003C/strong>\u003C/p>\u003Cul>\u003Cli>\u003Cp>At checkout on our site, choose \u003Cstrong>Latitude\u003C/strong> as your payment method (when available).\u003C/p>\u003C/li>\u003Cli>\u003Cp>If you already have an eligible Latitude credit card, you may be able to use it straight away on an approved interest‑free plan.\u003C/p>\u003C/li>\u003Cli>\u003Cp>If you don’t, you can apply online for a participating Latitude credit card and, if approved, then use it to complete your purchase on an eligible Interest Free plan with Forme.\u003C/p>\u003C/li>\u003Cli>\u003Cp>Depending on the promotion, you’ll either make \u003Cstrong>equal monthly repayments\u003C/strong> or \u003Cstrong>minimum monthly repayments\u003C/strong> over the agreed term, while the promotional balance remains interest‑free during that period.\u003C/p>\u003C/li>\u003C/ul>\u003Cp>\u003C/p>\u003Cp>\u003Cstrong>Fees, interest and eligibility:\u003C/strong>\u003C/p>\u003Cul>\u003Cli>\u003Cp>A \u003Cstrong>monthly account service fee\u003C/strong> currently applies on Latitude credit cards (e.g. advertised as around $10.95 per month), and forms part of the overall cost of using the card.\u003C/p>\u003C/li>\u003Cli>\u003Cp>If any promotional balance is not fully repaid by the end of the interest‑free term, \u003Cstrong>the remaining amount may attract interest at the card’s standard rate\u003C/strong>, and other non‑promotional balances may also accrue interest.\u003C/p>\u003C/li>\u003Cli>\u003Cp>Applications are subject to Latitude’s \u003Cstrong>credit and eligibility criteria\u003C/strong>, and Latitude is the credit provider.\u003C/p>\u003Cp>\u003C/p>\u003C/li>\u003C/ul>\u003Cp>Always check the latest \u003Cstrong>Latitude Interest Free and credit card terms\u003C/strong> for up‑to‑date information on fees, interest rates and plan options before you apply or use a Latitude card.\u003C/p>\u003Cp>\u003C/p>\u003Chr>\u003Ch3>Which option might suit you?\u003C/h3>\u003Cp>\u003Cstrong>Afterpay:\u003C/strong>\u003C/p>\u003Cul>\u003Cli>\u003Cp>\u003Cstrong>Typical purchase size: \u003C/strong>Smaller to mid‑range orders\u003C/p>\u003C/li>\u003Cli>\u003Cp>\u003Cstrong>Repayment structure:\u003C/strong> 4 equal fortnightly payments over 6 weeks\u003C/p>\u003C/li>\u003Cli>\u003Cp>\u003Cstrong>Interest:\u003C/strong> No interest when instalments are paid on time\u003C/p>\u003C/li>\u003Cli>\u003Cp>\u003Cstrong>Application & approval:\u003C/strong> Quick BNPL signup and real‑time approval decision\u003C/p>\u003C/li>\u003Cli>\u003Cp>\u003Cstrong>Ongoing fees: \u003C/strong>No ongoing account fee; late fees may apply if you miss payments\u003C/p>\u003C/li>\u003C/ul>\u003Cp>\u003Cbr>\u003Cstrong>Latitude:\u003C/strong>\u003C/p>\u003Cul>\u003Cli>\u003Cp>\u003Cstrong>Typical purchase size: \u003C/strong>Larger orders or multi‑item setups\u003C/p>\u003C/li>\u003Cli>\u003Cp>\u003Cstrong>Repayment structure:\u003C/strong> Monthly repayments over a longer term (e.g. 6–60 months, depending on the offer)\u003C/p>\u003C/li>\u003Cli>\u003Cp>\u003Cstrong>Interest: \u003C/strong>Interest‑free on the promotional plan during the offer period; standard interest may apply after that or on other balances\u003C/p>\u003C/li>\u003Cli>\u003Cp>\u003Cstrong>Application & approval: \u003C/strong>Credit card application, credit assessment and approval required for new customers\u003C/p>\u003C/li>\u003Cli>\u003Cp>\u003Cstrong>Ongoing fees: \u003C/strong>Monthly account service fee applies; other fees and interest may apply depending on card use\u003C/p>\u003C/li>\u003C/ul>\u003Cp>\u003C/p>\u003Cp>Both options are \u003Cstrong>available at checkout for eligible customers\u003C/strong>, subject to each provider’s approval criteria and terms. If you’re unsure which option is right for you, our team can walk you through how each one works in general—but we can’t provide personal financial advice.\u003C/p>\u003Cp>\u003C/p>\u003Chr>\u003Cp>\u003Cstrong>Important:\u003C/strong> This information is a general overview only and is based on the latest publicly available details from Afterpay and Latitude at the time of writing. It does not take your personal circumstances into account. Please read the full \u003Cstrong>Afterpay\u003C/strong> and \u003Cstrong>Latitude\u003C/strong> terms and conditions and, if needed, seek independent advice before deciding which payment option is appropriate for you.\u003C/p>\u003Cp>\u003Cbr>\u003C/p>",{"show_attribution_label":292,"attribution_label":827,"show_top_border":292,"show_bottom_border":292,"id":828,"type":829},"Written by","mp4wb3nl","author_profile",[831,878],{"title":832,"items":833},"Popular Reformer Articles",[834,853,869],{"id":835,"date":836,"date_modified":837,"featured_image":838,"related_article_ids":840,"duration":841,"blog":805,"excerpt":842,"title":843,"slug":844,"article_category":845,"article_category_id":846,"article_category_slug":847,"url":848,"meta_title":849,"meta_description":850,"prevent_indexing":251,"author":851},"b90c65c9-d130-4c17-bd59-6ed944242651","2026-03-30T11:43:36+00:00","2026-05-14T02:54:14+00:00",{"url":839,"alt":322},"/assets/_forme/content/journal/images/journal-what-is-reformer-pilates-and-why-is-it-so-popular(900x510).jpg",[],"6 minute read","Reformer Pilates is one of the most talked-about workouts in the fitness world right now. Discover the science behind reformer Pilates and the benefits it brings.","What Is Reformer Pilates and Why Is It So Popular?","what-is-reformer-pilates-and-why-is-it-so-popular","Inspiration","ba4ca031-eca6-4bb4-8a82-b3811b060a24","inspiration","/journal/what-is-reformer-pilates-and-why-is-it-so-popular","What Is Reformer Pilates and Why Is It So Popular? | Forme™ AU","Reformer Pilates is one of the most talked-about workouts in the fitness world right now. This isn’t just a celeb-loved workout, either. The science behind reformer pilates and the benefits are there.",{"id":816,"name":817,"job_title":818,"image":852,"description":821,"description_plain":822,"linkedin":322},{"url":820,"alt":322},{"id":854,"date":855,"date_modified":856,"featured_image":857,"related_article_ids":859,"duration":860,"blog":805,"excerpt":861,"title":862,"slug":863,"article_category":809,"article_category_id":810,"article_category_slug":811,"url":864,"meta_title":865,"meta_description":866,"prevent_indexing":251,"author":867},"c0ed69f5-9a23-4066-bf2b-d33617cb86a5","2026-03-23T22:45:33+00:00","2026-05-14T02:53:09+00:00",{"url":858,"alt":322},"/assets/_forme/content/journal/images/journal-things-to-consider-before-buying-a-home-reformer(900x510).jpg",[],"7 minute read","Do you love Pilates but don’t always want to go to the studio? Everything you need to know before you buy your own reformer.","Things to Consider Before Buying a Home Reformer","things-to-consider-before-buying-a-home-reformer","/journal/things-to-consider-before-buying-a-home-reformer","Things to Consider Before Buying a Home Reformer | Forme™ AU","Do you love Pilates but don’t always want to go to the studio? More people are investing in home Pilates reformers to save time and money on going to studio classes all the time.",{"id":816,"name":817,"job_title":818,"image":868,"description":821,"description_plain":822,"linkedin":322},{"url":820,"alt":322},{"id":243,"date":870,"date_modified":871,"featured_image":872,"related_article_ids":874,"duration":841,"blog":805,"excerpt":246,"title":244,"slug":245,"article_category":809,"article_category_id":810,"article_category_slug":811,"url":248,"meta_title":875,"meta_description":246,"prevent_indexing":251,"author":876},"2026-03-04T16:01:00+00:00","2026-04-02T01:11:35+00:00",{"url":873,"alt":322},"/assets/_forme/content/journal/images/journal-is-a-home-reformer-worth-it(900x510)-1775518197.jpg",[],"Is a Home Reformer Worth It? A Real Cost vs Value Breakdown | Forme™ AU",{"id":816,"name":817,"job_title":818,"image":877,"description":821,"description_plain":822,"linkedin":322},{"url":820,"alt":322},{"title":879,"items":880},"Popular Red Light Therapy Articles",[881,896],{"id":882,"date":883,"date_modified":884,"featured_image":885,"related_article_ids":887,"duration":841,"blog":805,"excerpt":888,"title":889,"slug":890,"article_category":809,"article_category_id":810,"article_category_slug":811,"url":891,"meta_title":892,"meta_description":893,"prevent_indexing":251,"author":894},"e9b9acd5-c734-49a8-8f38-69b1110e5bbb","2026-03-13T09:35:55+00:00","2026-05-14T02:51:06+00:00",{"url":886,"alt":322},"/assets/_forme/content/journal/images/journal-red-light-therapy-explained-how-it-works-and-why-everyone-s-talking-about-it(900x510).jpg",[],"Red light therapy (RLT) is often talked about as a simple way to support your skin without harsh treatments. But what actually is it? And does it really work?","Red Light Therapy Explained: How It Works and Why Everyone’s Talking About It","red-light-therapy-explained-how-it-works-and-why-everyones-talking-about-it","/journal/red-light-therapy-explained-how-it-works-and-why-everyones-talking-about-it","Red Light Therapy Explained: How It Works and Why Everyone’s Talking About It | Forme™ AU","Red light therapy (RLT) seems to be everywhere right now. You’ve probably seen it in skincare routines, wellness studios, and at-home masks. It’s often talked about as a simple way to support your skin without harsh treatments. But what actually is it? And does it really work?",{"id":816,"name":817,"job_title":818,"image":895,"description":821,"description_plain":822,"linkedin":322},{"url":820,"alt":322},{"id":897,"date":898,"date_modified":899,"featured_image":900,"related_article_ids":902,"duration":903,"blog":805,"excerpt":904,"title":905,"slug":906,"article_category":907,"article_category_id":908,"article_category_slug":909,"url":910,"meta_title":911,"meta_description":912,"prevent_indexing":251,"author":913},"2b14929f-0340-47b0-b118-6a01b6c1dbea","2026-03-11T16:23:11+00:00","2026-05-14T02:49:13+00:00",{"url":901,"alt":322},"/assets/_forme/content/journal/images/journal-led-face-masks-and-ageing-skin-can-red-light-really-smooth-fine-lines(900x510).jpg",[],"5 minute read","Worn for a few minutes at home LED Masks are often described as a simple way to support ageing skin. But does it really work?","LED Face Masks and Ageing Skin: Can Red Light Really Smooth Fine Lines?","led-face-masks-and-ageing-skin-can-red-light-really-smooth-fine-lines","Expert Advice","fdd16273-8850-4d16-b2c5-6febd80bb90a","expert-advice","/journal/led-face-masks-and-ageing-skin-can-red-light-really-smooth-fine-lines","LED Face Masks and Ageing Skin: Can Red Light Really Smooth Fine Lines? | Forme™ AU","Have you seen those viral LED face masks that are making skincare fun again? You’ve probably seen them more often lately. Worn for a few minutes at home, built into an evening routine, often described as a simple way to support ageing skin.",{"id":816,"name":817,"job_title":818,"image":914,"description":821,"description_plain":822,"linkedin":322},{"url":820,"alt":322},[916,921,926],{"id":243,"date":870,"date_modified":871,"featured_image":917,"related_article_ids":918,"duration":841,"blog":805,"excerpt":246,"title":244,"slug":245,"article_category":809,"article_category_id":810,"article_category_slug":811,"url":248,"meta_title":875,"meta_description":246,"prevent_indexing":251,"author":919},{"url":873,"alt":322},[],{"id":816,"name":817,"job_title":818,"image":920,"description":821,"description_plain":822,"linkedin":322},{"url":820,"alt":322},{"id":882,"date":883,"date_modified":884,"featured_image":922,"related_article_ids":923,"duration":841,"blog":805,"excerpt":888,"title":889,"slug":890,"article_category":809,"article_category_id":810,"article_category_slug":811,"url":891,"meta_title":892,"meta_description":893,"prevent_indexing":251,"author":924},{"url":886,"alt":322},[],{"id":816,"name":817,"job_title":818,"image":925,"description":821,"description_plain":822,"linkedin":322},{"url":820,"alt":322},{"id":854,"date":855,"date_modified":856,"featured_image":927,"related_article_ids":928,"duration":860,"blog":805,"excerpt":861,"title":862,"slug":863,"article_category":809,"article_category_id":810,"article_category_slug":811,"url":864,"meta_title":865,"meta_description":866,"prevent_indexing":251,"author":929},{"url":858,"alt":322},[],{"id":816,"name":817,"job_title":818,"image":930,"description":821,"description_plain":822,"linkedin":322},{"url":820,"alt":322},{"title":932,"slug":933,"url":934},"Why Pilates Might Be the Best Exercise for Menopause (According to Experts)","why-pilates-might-be-the-best-exercise-for-menopause","/learn-centre/why-pilates-might-be-the-best-exercise-for-menopause",{"title":936,"slug":937,"url":938},"Best Pilates Reformers in {{ country }} {{ year }}","best-pilates-reformers-in-new-zealand","/learn-centre/best-pilates-reformers-in-new-zealand",1781582070332]